Posts tagged ‘agriculture loans’

What Green Means in Mongolia

a massive silver statue of Chinggis Khan looms 40m high on a site where, as legend has it, he found his golden whip

a massive silver statue of Chinggis Khan looms 40m high on a snowy spring morning at Tsonjin Boldog, east of UB

Spring may have arrived in Mongolia, but for two Kiva staff who visited me in April, winter gave one last hurrah and dumped the largest snowfall I’ve seen since being here (a whopping 2 inches!).

If you’ve had a chance to read some of my past blog posts, you’ll already know that winter in Mongolia is a big deal—even for a Canuck like me. (more…)

31 May 2013 at 16:45

Of Baby Animals and Borrowers in Selenge

Spring has arrived in Mongolia! That means warmer weather (afternoons creeping closer and closer to the double digits)… and, of course, baby animals!

I had the opportunity to travel to Selenge aimag (province) last week with XacBank, one of Kiva’s partners in Mongolia. (more…)

13 April 2013 at 04:33

The Largest Development Organization in the World (and you probably haven’t heard of it!)

Julie Kriegshaber | KF 18 | Uganda

On my seemingly endless journey from NYC to Kampala, Uganda, I barely slept at all.

Free movies on the plane, my recently updated Spotify playlists, even SkyMall – none of it appealed to me.  Why?  I was so engrossed in my book, Freedom From Want, that tells the story of BRAC and how it evolved from a small, temporary solution to a devastating cyclone that hit Bangladesh in 1970 to today being the largest development organization in the world by many counts.

We all are familiar with Bangladesh’s other major development export, the Grameen Bank, but what shocked me is how relatively unknown BRAC is outside of development circles in the west.

BRAC Country Headquarters

This year marks BRAC’s 40th anniversary -after growing for 30 years in Bangladesh, BRAC in the past 10 years has expanded to 10 other countries, including Uganda, where it is (no surprise here!) the largest NGO in the country. With operations reaching 2.8 million Ugandans, BRAC Uganda is a true all-in-one development organization with specialized programs from education to health to empowering young women to improving small businesses through microloans.

Spreading Kiva love with the Kiva Coordinator, Sauda

From what I have seen as a Fellow at BRAC Uganda, I think there are 3 distinct features in many of their programs that make BRAC as an organization so successful.  In light of Kiva’s monthly theme “A Global Feast”, I am going to highlight these features in regard to BRAC Uganda’s agricultural development programme.  (This is also convenient for me since I am preparing to roll out BRAC Uganda’s agricultural loans on Kiva!)

(more…)

28 August 2012 at 06:00 2 comments

The ABCs of West Bank Agriculture

Philip Issa | KF17 | Palestine
(Update: Photo links fixed)

Now that Spring time is in full bloom here in Palestine, the truths about a pair misconceptions I held before arriving have become unavoidable. First, that the ecology here is actually quite conducive to agriculture, and second, that most of the West Bank is in fact not under the jurisdiction of Palestinians.

I had originally intended to write only about my surprise about how green the land can be in Spring, but I believe that such a post would be dishonest. It would be misleading on a microfinance blog to show images of agricultural land and let readers think that they could lend to farmers to help them improve their lot. Such loans are common and fruitful in other Kiva countries, but, as I will explain below, they are much less likely to be effective here.

Continue Reading 6 April 2012 at 08:00 7 comments

Tough Crowd; Pitfalls and Progress in Agriculture Loans

By Marcus Berkowitz, KF16, Ecuador

Farmers are tough cookies. As it turns out, they’re even tougher to finance effectively. Those who work in agriculture are faced with a unique set of conditions that make most traditional microfinance methods unfeasible for them. This post examines some of the reasons why farmers stand apart from other borrowers, and explores the clever efforts of an Ecuadorian Kiva partner to craft a loan product that is appropriate to their needs.

Continue Reading 4 October 2011 at 14:01 2 comments

Agriculture Loans: What Makes Them So Different?

Agriculture loans are considerably different products than most micro loans. Agriculture loans include unique risks and potentially higher costs of servicing. In this article, Adam Cohn explains those differences, and how Kiva and Kiva lenders like you can help out poor farmers in Rwanda.

Continue Reading 16 September 2011 at 12:00 2 comments

Green Microfinance: Backyard Biogas in Bali, Indonesia

By Anne Conlin, KF15 Indonesia

In a past blog post, I discussed how loans from Kiva’s partner MUK in rural West Bali, Indonesia are helping women expand the scale of their pig breeding businesses. As part of MUK’s mission statement is to address local environmental issues, MUK is currently piloting a program that would put pig waste to good use, by installing biogas digesters in the backyards of successful pig borrowers.

Continue Reading 28 July 2011 at 02:55 7 comments

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