Standing Out from the Crowd: How Kiva Partners Thrive in a Saturated Microcredit World » Leading-edge M-Pesa payment system at work in Africa (photo courtesy afritorial.com)

Leading-edge M-Pesa payment system at work in Africa (photo courtesy afritorial.com)

Leading-edge M-Pesa payment system at work in Africa (photo courtesy afritorial.com)

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