Posts filed under ‘KF12 (Kiva Fellows 12th Class)’

Time, Love, Money & Energy

By Kaajal Laungani, KF12 Philippines

During our discussion, Mike mentioned something that I had thought a lot about prior to applying to the Kiva Fellows Program – the concept of being satisfied and feeling grateful. When he would ask his audiences if they had enough time, money, love or energy, most would flatly respond with a NO. I had observed similar sentiments through my interactions with people back home in California.

When I returned to Bohol, I thought it would be interesting to see how Kiva clients responded to the same questions. Before you read on, think about how you would respond to the following questions: Do you have enough time? love? money? energy?

Continue Reading 19 April 2011 at 03:00 4 comments

Update from the Field: Videos, Epic Commutes + Going Beyond Microfinance

Compiled by Alexis Ditkowsky, KF14, South Africa

Another week, another incredible range of dispatches from around the world. Several Fellows told their stories with video and pictures while others took time to reflect on the state of microfinance as a global industry and in their respective countries. And what would a week in the field be without getting to know a few borrowers? Plus, scroll to the end of the post for pictures you may have missed the first time around.

Continue Reading 28 February 2011 at 00:38 10 comments

A Kiva Fellow’s Photo Album: Six Months Along The Equator

By Tara Capsuto, KF12 Ecuador / KF13 Kenya

I recently concluded my Kiva Fellowship that has spanned 6.5 months, 5 of Kiva’s MFI field partners, 2 continents, countless long haul buses, and roughly 12,000 miles of travel. As a member of Kiva Fellow’s 12th class (KF12) I headed to Ecuador in July, 2010 to work with two of Kiva’s field partners, Fundación Espoir and Fundación D-MIRO. I never would have guessed that when December rolled around I’d be summitting Mt. Kilimanjaro in Tanzania and trying to pick up Swahili. That’s because KF13 landed me in Nairobi, Kenya to work with Faulu Kenya, Juhudi Kilimo, and Kenya Agency for Development of Enterprise and Technology (KADET).

From witnessing political turmoil in Ecuador to surviving a matatu crash in rural Kenya, there were definitely some harrowing moments but it’s been a truly amazing journey, a journey, that like Kiva itself, has been all about people.  I’ve been out of the field for several weeks and I haven’t come up with a great way to summarize my experiences as a Kiva Fellow. Each time someone asks, “So, how was it?!” I kind of stammer, generally respond that it was fantastic (it really was), and share an anecdote or two. The truth is, it was a life-changing experience, or rather, a series of experiences, and it’s hard to know where to begin. In lieu of even attempting to be exhaustive, here are some of my favorite images from my Kiva Fellowship.

View from the Summit of Mt. Kilimanjaro, Tanzania


22 February 2011 at 11:10 5 comments

Island life – is it really as glamorous as it sounds?

By Kaajal Laungani, KF12 Philippines

It was a typical bright and sunny morning as I walked down the Talibon Pier towards the tiny boat that would take me island hopping for the day. I was greeted by six smiling loan officers already seated inside the boat; they watched as I maneuvered myself down steep sloping rocks, balanced on a beam to cross the water, and finally jumped onto the boat that would take me on an incredible forty-five minute ride through the Philippine Sea…

After a few stops and many laughs, we arrived at Nocnocan Island – a tiny island that is only accessible by boat. We pulled up on the shore and walked through a maze of homes and shops, the alleys approximately three and a half feet wide. At the cluster meeting house, where the CEVI borrowers gather on a weekly basis, I was able to learn about island life and how the microfinance loans were making an impact on the Nocnocan community.

Continue Reading 10 February 2011 at 06:10 1 comment

Reflections from Eight Months in the Field

By Eric Burdullis, KF12, Cusco, Peru

Last July, I sat in Kiva headquarters listening to speaker after speaker desperately trying to get a grasp on what life as a Kiva fellow would be like. Despite all my “international” experience, I don´t think anything could have prepared me for the adventure that was to come. Personally, I set out to discover how microfinance worked, IF it worked, and how it impacted the lives of the people it touched, but I really had no idea what lay ahead of me.

Continue Reading 8 February 2011 at 08:00 2 comments

Clients’ Perspectives

By Kaajal Laungani, KF12 Philippines

We developed interview guides/modules based on the CERISE SPI tool – creating questions and group exercises related to the following topics: products and services, policies, over-indebtedness, staff relations, feedback and communication, client benefits, community development and child well-being. Over a span of four days, our team was able to collect data and feedback from client groups to gain a better understanding of how CEVI is perceived by those it aims to serve.

Continue Reading 5 February 2011 at 12:00

More hot topics in Ecuador

By Ellen Willems, KF13, Ecuador

Last week I finished my Kiva Fellowship in Ecuador. During the past three months I traveled throughout the country to work at Kiva’s three Ecuadorian field partners. I believe that now, at the end of my Fellowship, is a good time to refer back to my first blog entry and, using my personal experiences, reflect on some of the topics mentioned there.
These reflections represent only my personal experiences and should by no means be considered anything more than that. I realize that my experiences are based on a relatively short stay in Ecuador and are limited to only three of the more than 300 Microfinance Institutions (MFIs) active in the country.

Continue Reading 30 January 2011 at 06:00 1 comment

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