Posts filed under ‘South Africa’

Zulu Weddings

By Daniel Jung, KF15, South Africa

Traditional Zulu Wedding Outfit

Kiva’s partner in South Africa, Women’s Development Businesses (WDB), serves rural women throughout the southern portion of Kwazulu-Natal. In this region, Zulus make up the strong majority of the population, particularly in rural areas outside of Durban and Richards Bay. One of the most popular methods for WDB’s clients to earn income is by using the loans to buy materials to make mats, clothes, and jewelry for traditional Zulu weddings.

Weddings in any culture are complex affairs filled with symbolic gestures and ornaments, and Zulu weddings are no different. I’ve not yet had the pleasure of attending a wedding in South Africa but two future brides-to-be, WDB’s Kiva coordinators Smah and Gnile, walked me through a typical Zulu wedding and explained the role of the mats, clothing, and jewelry. Learning about Zulu weddings has provided me with insight into the changing nature of Zulu culture, and I thought it would be a good thing to share on the Kiva Fellow’s Blog.

Continue Reading 27 June 2011 at 04:01 8 comments

Microlending Behind the Scenes: How MFIs Judge Credit Worthiness

By Nila Uthayakumar, KF14, Uganda, 

With the help of several other Fellows in the field

Borrowers of an MCDT solidarity group meet under the shade of a tree in Kampala, Uganda.

I’ve met all kinds of borrowers. From age 16 to 76; from orphans to a former beauty queen; from potato sellers to auto parts saleswomen to motorcycle transportation tycoons. I’ve met them in urban slums, in villages, in homes, on porches, in churches, in community centers, and outside in grassy fields. I’ve listened to their stories, I’ve photographed and filmed them, I’ve played with their children, and I’ve been welcomed into their homes. Two months into my Kiva fellowship, and I am more motivated and inspired than ever. My name is Nila and I live and work in Kampala, Uganda.

What I have understood from these borrowers is that poverty takes many shapes and forms. Poverty can mean desperation and destitution, and it can also mean having to make impossible choices between paying medical bills or school fees. It can mean not having enough food to eat today, or not having a secure enough future to be able to retire. The microloans I have seen in action place into the hands of borrowers the power to shape their own lives. The recipients of these loans are among the most dignified people I have ever met, and when given the chance, these individuals make tremendous improvements in their lives. (more…)

5 May 2011 at 11:31 2 comments

Update from the Field: Farewells, Mistaken Identities + Micro-Microfinance

Compiled by Alexis Ditkowsky, KF14, South Africa

We’ve officially hit the point in the Kiva Fellows cycle where the current batch says goodbye just as the latest group is getting their bearings at Kiva HQ. Fortunately, there are a number of posts this week to help us through the transition and cheer us up. If you’re interested in a comprehensive image gallery of the hot designs for share taxis in Rwanda, we’ve got you covered. We’ve also got stories about micro-micro-businesses in Sierra Leone, visiting research fellows in West Timor, and the intersection of medicine and microfinance in Bolivia. Plus, take long trips to the field in Armenia and Peru, and catch up on the impact of microloans in South Africa.

Sierra Leone Poda-Poda

Continue Reading 2 May 2011 at 00:38 4 comments

Sala Kahle: Saying Goodbye to KwaZulu-Natal

By Alexis Ditkowsky, KF14, South Africa

Like most Fellows from Kiva’s 14th class, I am busily tying up the loose ends of my Fellowship. As much as I enjoyed my trips to the rural areas surrounding Richards Bay (although I wasn’t a huge fan of Richards Bay itself), I can’t say that I mind my current locale: the beach at Kommetjie, about an hour south of Cape Town. My Fellowship required a sustained burst of manic energy and proved to be an extraordinary mixed bag that was both incredibly challenging and rewarding. While I’m ready for a little R&R, I wouldn’t take back any part of the past three months, except perhaps for the multitude of yappy dogs that started barking at 5:30am each morning and harassed me on all of my walks. I definitely could have done without them!

Continue Reading 1 May 2011 at 12:20 5 comments

Update from the Field: Earth Day, Celebrations + Exceeding Expectations

Compiled by Alexis Ditkowsky

Kiva Fellows observed Earth Day by sharing projects initiated by their partner microfinance institutions and host countries and by celebrating Kiva.org’s first batch of “Green Loans”. The upbeat mood also extended to anniversary parties at MFIs in Jordan and Armenia, enthusiastic endorsements to travel to Colombia, and reporting on a great opportunity for Kiva clients in Mongolia. Fellows also visited with borrowers in the Philippines, South Africa, and Armenia, and took us on a typical commute in Mexico City. All in all, a very busy week as members of KF14 wind down their time in the field.

Continue Reading 25 April 2011 at 02:45 4 comments

Spazas + Tuck Shops: Corner Stores in South Africa

By Alexis Ditkowsky, KF14, South Africa

South Africa enjoys an abundance of corner stores and they’re one of the most common businesses funded by Women’s Development Businesses (WDB) in southern KwaZulu-Natal. Corner stores run the gamut from selling a few things out of a home to setting up a small shelter by the side of the road to building a more sturdy structure to leasing a space in a building. They’re a very important source of goods in rural communities since it can be expensive and time-consuming to make a trip to town every time you need something.

Continue Reading 18 April 2011 at 02:52 4 comments

Update from the Field: April Fools, Terrible Coffee + Getting Attached

Compiled by Alexis Ditkowsky, KF14, South Africa

We hope you enjoyed our April Fools post on Friday! While we were entertaining ourselves pulling it all together, we also found the time to attend to some serious matters: coffee in Colombia is no joke (in a bad way), some borrowers are easier to locate than others, and oftentimes Fellows must say goodbye to people and places before they’re ready to. We also learned about the “No Pago” movement in Nicaragua, the elections in Peru, what daily life is like for a Fellow in Bolivia, and how to sensibly and respectfully collect past-due payments in Ghana. Somehow there was even time to host a previous Fellow and a documentary film student in Colombia and to visit borrowers, eat chocolate, and stop for the view in Armenia.

Continue Reading 4 April 2011 at 00:46 8 comments

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