Posts filed under ‘Indonesia’
- Dewi, pictured here in her grandmother’s shop, is studying accounting but wants to be a novelist. I say do BOTH!
Amazing things are happening at Yayasan Sosial Bina Sejahtera (YSBS,) a very new member to the Kiva partner family. First, I’ll give you a little background on the organization. YSBS has been around since 1976, and their main activity is assistance to educate young people at all levels and ages. They believe that education is a major key to lifting future generations out of poverty. Kiva is instrumental in allowing YSBS to expand their Vocational School loan program allowing students who most likely would have dropped out of school, to stay in and get better jobs after graduation.
The founder of YSBS, Father Charlie, is an older, but very energetic, Irish priest who has dedicated his life to working with the people of Cilicap for almost 40 years! Speaking with him is nothing short of inspirational, and seeing the fruits of his labour is truly humbling.
This program that YSBS wants to expand – with Kiva’s help – is Vocational School student loans. Father Charlie has data showing that currently 30,000 students finish Junior High, but only 14,000 of those finish Senior High in the local, Cilacap area. And sadly, it is the small fees for education that keep these 16,000 students out of a chance for a better paying job and a hand up out of poverty.
How it works is that a loan for one of these students is posted to the Kiva website and when funded the money gets sent to YSBS. But, YSBS has designed a system that allows the student to pay 0% interest. The full amount of 11,000,000 IDR (about $1,175 USD) goes to pay for 3 years of uniforms, tests, books and school fees in every form. This 11,000,000 IDR pays for school fees and the interest earned (right now secured at 8%!) goes to repaying the loan back for the student. The money is working for the student to assist them in paying back to full loan amount!
We are still ironing out all the intricacies of this system but at YSBS it is clear that the ultimate benefit to the student is paramount. Currently there are no loans fundraising for YSBS but stay tuned for more loans from this exciting new partner!
Jon Hiebert is a 3rd term Kiva fellow who has worked with Kiva in Mongolia, Uganda and now in Indonesia. YSBS is the current organization he is assisting, where the staff is so friendly and passionate about what they do. When he’s not working, you may see him on his quest to find the best Gado-Gado in town! (traditional Indonesian dish of steamed veggies and white bean hashbrowns smothered in peanut sauce.)
Compiled by Isabel Balderrama | KF17 | Ecuador
Welcome to this week’s Update from the Field! In the past few days we’ve had blog posts come to us from all corners of the world. From hearing about the prevailing Nomadic lifestyles of the people of Mongolia, to Kenya, where we journey along on an adventure-filled trip to meet a Kiva borrower in person. After touching down on Palestine and meeting a group of women that have successfully formed a cooperative, we are whisked away to the islands of Samoa where we are treated to two excellent videos illustrating life in this mysterious-to-some archipelago. From there, we come back to the Asian continent where we find two fellows located in two very culturally dissimilar countries, Ukraine and Indonesia, comparing and contrasting their experiences with borrower privacy. Hope you enjoy this week’s trip around the globe courtesy of this ever-audacious group of Kiva Fellows!
Heather Sullivan | KF17 | Indonesia
Chris Paci | KF16 & KF17 | Ukraine
When not sampling local delicacies or fording swollen rivers to visit borrowers, Kiva Fellows occasionally find themselves stuck in the office, chatting on Skype and sharing experiences (both raucous and ruminative) from the field. In one recent conversation, the two of us, Heather and Chris, discovered that we were facing nearly opposite sets of problems surrounding the issue of borrower privacy. While Chris’s field partner in Ukraine was finding it hard to convince suspicious borrowers that sharing their photos and stories on Kiva would cause them no harm, Heather was struggling to convey to her Indonesian MFI’s clients that perhaps they shouldn’t be so nonchalant about how their information might be shared. What follows is a joint blog exploring some of the roots of those cultural differences—and their consequences for Kiva and its partner MFIs.
Heather Sullivan | KF17 | Indonesia
Weekends as a Kiva Fellow can be slow. How slow? So slow that after an afternoon of quality time with my Kindle, I recently found myself reading the “help wanted” section of a local newspaper.
The listings were almost all in Bahasa, and it is safe to say that I haven’t exactly mastered the language in a period of six weeks. Still, it was hard not to notice certain consistencies, and the few postings in English confirmed the pattern: Indonesian firms are unapologetic in specifying the sex and maximum age of prospective hires. Man or woman? Maximum age? Single or married? I even came across one design firm that included “not colour blind” for all of its postings. (Presumably this refers to visual acuity, as opposed to the firm’s hiring practices.)
Update From The Field: Client Visits In Bethlehem, A New Partnership In Cameroon + A Peek Into A Loan Officer’s World
Compiled by Allison Moomey | KF16 & KF17 | Bénin
KF17 fellows have now made their way into the field, which means new workplaces, new countries, and new cultures for us all. Even more importantly it means fascinating new blog posts from every corner of the globe for you. Check out this week’s posts and join fellows as they observe microfinance in action Palestine, share about a great new partner in Cameroon, visit a village bank in Peru, and adjust to life in Togo. Then continue reading to learn about a cricket-raising business in Indonesia, microsavings in Mozambique, Senegalese politics, an apartment search in Mongolia, and a loan officer training in the Philippines.
Compiled by Laurie Young, KF16, Indonesia
I know! We can’t believe it either! Our Kiva Fellowships, as the 16th class, have come to an end. So what’s in store for us once we return to our homes? Or perhaps, stay in the field for another fellowship? Read on for the next chapter in the lives of some of the 16th Class of Kiva Fellows Alumni.