Posts filed under ‘Client Voice’

What I Left Behind and What I Took With Me

By Muskan Chopra KF18 Kenya

Sitting in the Virgin Atlantic flight to London after 10 weeks in the field, I knew of one thing with absolute certainty – Kenya will rightfully own a piece of me forever.

Never have I found myself in a new country, expecting it to change me. But Kenya surpassed all unreasonable expectations. Seeing such diversity of nature, living in local communities, soaking in the culture, meeting small people with big dreams… I transformed myself.

(more…)

20 August 2012 at 10:00 8 comments

Empowering Women through… Videography?

Julie Kriegshaber | KF18 | Uganda

There is good reason why past Kiva Fellows at BRAC Uganda have been impressed with BRAC’s Empowerment and Livelihood for Adolescents (ELA) program.

I am not going to rehash what has been already been thoroughly covered – instead, I want to highlight a small group within the ELA program that is doing amazing work.

Visiting the “PV girls” of BRAC Uganda’s ELA program!

(more…)

14 August 2012 at 08:00 3 comments

Explaining Kiva Zip from a Whitewater Raft

By Muskan Chopra KF18 Kenya

I lived the life of a Kiva Zip borrower for a day as I rafted down the Nile in Uganda. It all started last weekend when the brave expats of Nairobi and Kampala decided to meet in Jinja. Jinja is a quaint city in Uganda serving the best Rolex, and is also the place where the Nile originates. With every natural wonder of the world comes some adventure – a full day Grade 5 rafting trip at the Source.

As a first-timer to extreme action sports in the water, I decided to tune in to every emotion – the anticipation of a class 5 rapid, the heightened fear every time a swirl of rough water came in to sight, the alertness to what the guide was saying, the effort with which I rowed when it felt like the water was taking over, and the huge sigh of relief when you realize you came out on the other side with all your body parts intact.

Looking back, I couldn’t help but wonder – what could I relate this experience to? What does this cycle of emotions remind me of? I instantly drew a connection with Kiva Zip – a revolutionary microfinance model testing the possibility of lenders giving loans directly to borrowers at 0% interest, as long as the borrower has a trustee that Kiva has vetted.

Let me explain the correlation from the eyes of a Grade 5 rafter…

(more…)

25 July 2012 at 05:00 6 comments

Kiva = 1, Trough of Disillusionment = 0

By Muskan Chopra | KF18 | Kenya

During our week of training in San Francisco, we were warned about the ‘trough of disillusionment’, where all will not be smooth in the field. Whether we were going to Kenya, Cambodia, Armenia or Peru, we will wake up to tough days where hot water decides to take a holiday or mosquitos find a way through the bed nets.

I often thought to myself – shouldn’t we instead be worrying about our borrowers’ ‘trough of disillusionment’? What’s a day of cold water baths and mosquito bites when thousands of people in the bottom of the pyramid don’t have access to water at all or can’t even afford malaria pills?

Three weeks of meeting these people has taught me that micro-borrowers don’t know what disillusionment is. They only know of hope and optimism, constantly planning for brighter futures.

How can they not when over 22,000 Kiva lenders made a loan to a borrower just this week.

Welcome to the world of Josphat – school principal, teacher and aspiring entrepreneur…

(more…)

11 July 2012 at 06:00 10 comments

Coffee Time: Welcoming La Unión Regional Huatusco to Kiva

La Unión Regional de Pequeños Productores de Café Huatusco (La Unión Regional) is Kiva’s first non-microfinance institution partner in Latin America.  It’s a member-owned coffee cooperative dedicated to helping their largely rural, low-income members bring their coffee to market at a fair price.

By partnering with organizations other than microfinance institutions, Kiva is able to provide much-needed support to individuals who would typically not have access to credit.  And, while there are other micro-lenders in the small city of Huatusco, their reach is limited, and the costs can be high for the borrowers.  La Unión Regional offers loans to provide support for their members in a way that encourages hard work and helps them achieve their goals.

Continue Reading 8 May 2012 at 09:00 1 comment

All Loans Lead to Home; When an Agricultural Loan is also a Housing (or Student) Loan

By Marcus Berkowitz, KF16, Ecuador

“We built a little house” she replied happily, when I asked how she had used the loan. I looked down at my sheet. Oops. This loan, according to its Kiva description, was for corn seeds and fertilizers.

Of course, we have no right to insist on any particular loan use. That’s not the point. But of the first three borrowers with whom I had spoken as part of Kiva’s Borrower Verification process, not a single one had used the loan for the purpose listed on Kiva. And two of three had built houses with their loans. What gives?

Continue Reading 15 December 2011 at 05:38 3 comments

And the Winner Is…………

By Jill Hall, KF16, Philippines

“And the winner is……..ppprrrrrmmmmmmm” (drum roll). Now, if you are anything like me, the image in your head is of some famous actress or actor fumbling with a large envelope, complaining about how is it hard to open. Luckily, for this post, we are going skip the envelope and talk about a winner who is a little closer to home for this Kiva Fellow. The winner I am talking about is CCT’s very own, Andresa Javines, who is Citi Bank’s “Entrepreneur of the Year” (MOTY) for Mindanao, Philippines.

Continue Reading 14 December 2011 at 07:00 3 comments

Older Posts


Get Involved!

Learn more about this blog and about Kiva Fellows

Visit Kiva.org

Apply to be a Kiva Fellow

Enter your email address to receive notifications of new posts by email.

Join 1,348 other followers

Archives

Drawing from the Field

Kiva Blog Policy